STOP BEING BROKE: BUILD REAL WEALTH STARTING FROM SCRATCH

How To Go From Constantly Raiding Your Savings To Breaking the Broke Cycle and Building Your First $100K
(Even if you make decent money but have no idea where it’s going.)

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Trusted by readers — rated 4.9/5

For 9-5ers Who Want Wealth Without Extra Hours

Set It Up Once, Build Wealth While You Work

For People Too Busy To Track Every Dollar

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The Broke-Free Framework

A MUST-READ IF YOU WANT TO BUILD YOUR FIRST $10K, $50K, OR $100K IN SAVINGS WITHIN THE NEXT 18 MONTHS

Use the steps in this digital book and you'll force money to stick in your accounts.

Before you can blink, you'll have automated systems building wealth for you while you sleep.

With the Broke-Free Framework, building lasting wealth becomes simple, because when your savings grow effortlessly, staying wealthy becomes second nature.

DISCOVER THE FRAMEWORK

What's Inside The Book?

Discover the proven strategies and psychology principles that successful wealth builders use to break the broke cycle and build their first $100K.

Money Psychology Reset

Money Psychology Reset

Learn the most effective mental frameworks to stop sabotaging your savings and convert your income into lasting wealth

Automated Wealth Systems

Automated Wealth Systems

Master the art of setting up systems that build wealth automatically without willpower or constant decisions.

Emergency Fund Protection

Emergency Fund Protection

Discover how to build and protect your emergency fund so you never raid it for non-emergencies again

Multi-Bucket Strategy

Multi-Bucket Strategy

Build sustainable wealth with proven tactics to organize your money so you never feel broke even with savings.

Income Optimization

Income Optimization

Build lasting income growth using proven methods that boost your earning power by $500-$1500 per month

Investment Acceleration

Investment Acceleration

Increase your wealth-building speed with simple investment strategies that work even starting with just $500

TRANSFORMING LIVES FROM BROKE TO WEALTHY

MEET J.P. ANDRAYE: FROM BROKE TO BUILDING WEALTH

Learn about J.P. Andraye's incredible transformation from constantly raiding her savings account to becoming a success coach, investor, and thought leader who helps earners break the broke cycle

1
From $0 in savings to $15K

emergency fund in just 8 months using the exact system in this book

2
Invests $500/month

Invests $500/month without thinking about it, something she thought was impossible while broke

3
Those that have implemented the Broke-Free strategies

have collectively saved over $2.1 million in emergency funds using the Multi-Bucket Strategy in the last 18 months alone

4
One student of the framework went from a negative balance

to $20,000 saved in 8 months while earning the same income - proving this isn't about making more, it's about psychology

5
J.P. is now helping people around the world break

the paycheck-to-paycheck cycle through this transformation of mindset and systems

Gave it a try
MEET J.P. ANDRAYE:
FROM BROKE TO BUILDING WEALTH

Feel the Difference with Every Step

  • Checkmark Set & Forget Automation – Your money runs itself—saving, investing, and paying bills on autopilot.
  • Checkmark Money Clarity – Every dollar has a job. Know exactly what’s safe to spend—guilt-free
  • Checkmark Emergency Shield – Protect your savings with smart guardrails that stop impulse spending
  • Checkmark Effortless Wealth Growth – Build wealth in the background—no tracking, no sacrifice.
Product Features

Hi friend! I’m J.P.

a passionate coach and writer dedicated to helping people achieve financial freedom and break the broke cycle. After experiencing my own journey of ups and downs, I’ve made it my mission to guide others toward success, healing, and true independence—without all the roadblocks I faced along the way. Through my writing and my first digital guide on financial freedom, I aim to empower others to take control of their money and their mindset, especially in today’s challenging economic times.

About J.P.

What Others Have To Say

See what others are saying about their experience

Sarah Martinez - Software Engineer

I was making $92K and still living paycheck to paycheck. It made no sense! This book finally showed me the problem wasn't my income—it was my money psychology. The Multi-Bucket Strategy changed everything. I've saved $11K in 5 months and actually sleep well at night now. Worth every penny!

Marcus Thompson - Marketing Manager

Best financial book I've ever read, and I've read them all. This isn't about cutting out lattes or extreme frugality. It's about setting up systems that work on autopilot. I set it up in 15 minutes and now I'm automatically investing $500/month without thinking about it. Finally building real wealth at 36!

Jennifer Chen - Teacher

The Emergency vs Convenience framework alone was worth the price. I realized I was treating every unexpected expense as an 'emergency' and raiding my savings constantly. Haven't touched my emergency fund in 4 months now—that's a record! This book gets the psychology of why we self-sabotage.

David Williams - Sales Director

I was skeptical. I've tried YNAB, Mint, every budgeting app—they all failed after 2 weeks. But this is different. No tracking required, no complicated spreadsheets. Just set up the automation once and forget about it. Went from broke to $15K saved in 7 months. My wife can't believe the difference!

Amanda Rodriguez - Nurse Practitioner

Finally, someone who understands high earners with no savings! I was so embarrassed making $85K but having $200 in my account. The automation systems in this book removed all the willpower battles. My money moves itself now. I'm on track to hit my first $50K saved by next year. Thank you, J.P.!

Robert Parker - IT Consultant

This book doesn't sugarcoat anything. J.P. calls out all the BS excuses I was making. The Lifestyle Inflation Immunity principle hit hard—I was upgrading my life with every raise instead of building wealth. Six months in, I've saved $9,500 and started investing. If you're tired of being broke despite good income, get this book NOW